I cannot believe how quickly this year has gone. This time last year we were on our way back from Canada, Canada being our home for the best part of seven years. After a challenging start to our return one reason being because the UK's system complicate things - getting paperwork etc sorted out and we are born and bred here, unlike Canada who make it very easy for new immigrants to set-up accounts etc, evenso we have started to settle.
Our biggest bug-bear however, is the fact that we have to rent, our first time in about 10 years. Mortgages are hard to get, particularly more challenging when self-employed and we also have had to restart our credit rating history, which is such a bore, which means we have another 2 years to go before we can look into buying a place by which time I hope the house prices have reduced even further. I have been watching the house pricing trend, in the area I live, they are dropping by about 20K, great news for me however the price of houses in this area is high to start with.
My daughters schools are great, if it was not for the schools I think we would find somewhere cheaper to live but our constraints are we need to live near London which means higher house prices.
Anyway, eventually we will get a place we can call home in the meantime we have to make do.